Here Are Some TOP Reasons to use a MORTGAGE PROFESSIONAL
Get Independent Advice on Your Financial Options
As independent mortgage professional, I’m not tied to any one lender or range of products. My goal is to help you successfully finance your home or property. I’ll start by getting to know you and your homeownership goals. I’ll make a recommendation, drawing from available mortgage products that match your needs, and I will decide together on what’s right for you
Save Time With One Stop Shopping
It could take weeks for you to organize appointments with competing mortgage lenders — and I know you’d probably rather spend your time house-hunting! I work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.
I Negotiate On Your Behalf
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Mortgage Professionals negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on my market knowledge to secure competitive rates and terms that benefit you.
Things Move Quickly
My job isn’t done until your closing date goes smoothly. I’ll help ensure your mortgage transaction takes place on time and to your satisfaction. This includes making sure the lawyer has the funds & all is transferred, the bank has all the paper work, Realtor has your keys and yes, sometimes arranging Pizza for that crazy move in date! Basically I am in your corner from start all the way till the finish line.. everything in between & long after.
More Choice For Mortgage Rates
I have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, I also know what’s being offered by credit unions, trust companies, and other sources. And I can help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.
Ensure Your Getting the Best Rates and Terms
Even if you’ve already been preapproved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let me investigate to see if there is an alternative to better suit your needs.
Get Expert Advice
When it comes to mortgages, rates, and the housing market, I’ll speak to you in plain language. I can explain the various mortgage terms and conditions so you can choose confidently. I have been in this business for more than 10 years and some of that time was spent in a banking branch. I can help guide you through the mortgage process and make it as seamless as possible. So in the end all you need to think about is the property & not all the paper work & negotiations!
When It Closes.. I Am Still Available!
Most banks once your mortgage has funded are hard to get a hold of to ask questions about your mortgage, or to maybe change something around. I am still available to you 24/7 for all your mortgage needs and questions. I want to be with you the life of your mortgage! And I want you to end up MORTGAGE FREE!
UNIQUE MORTGAGE PRODUCTS
I am always working and will get back to you as soon as possible. That may mean Sunday at 1pm or a Wednesday at 8pm. I am always working to complete your mortgage and here to answer your questions.
No Cost To You
There’s absolutely no charge for my services on typical residential mortgage transactions. How can I afford to do that? Like many other professional services, such as insurance, mortgage brokers are generally paid a finder’s fee when I introduce trustworthy, dependable customers to a financial institution. These fees are quite standard and nearly industry wide so that the focus remains on you, the customer.